Long-term care (LTC) is a range of services and supports you may need to meet your personal care needs. At some point in our lives, about 60 percent of us will need assistance with things like getting dressed, driving to appointments, or making meals. Planning is critical, but many people are not sure what is covered by insurance, and people are often misinformed about what is covered by Medicare.
No one wants to think about a time when they might need LTC. Therefore, planning ahead is essential. Most people put it off until they see a loved one or friend in need of extra care. Then the lack of information for immediate services or insufficient source of payment would not allow you to take control of care.
