Medicare is a federal program that offers health insurance to American citizens and other eligible individuals. The program is often called Original Medicare. It has two parts — Part A and Part B.
What does original Medicare cover?
Part A – Part A covers in-patient hospital and skilled nursing care.
Part B – Part B covers doctor visits and outpatient care.
Choosing private plans may provide additional coverage.
Part C – Medicare Advantage plans (Part C) combine Part A and Part B coverage. They often include Part D coverage and other benefits you don’t get with Original Medicare, e.g. glasses, dental, meals, OTC items and so much more. Some plans cost as low as $0 for a monthly premium.
Part D – Medicare prescription drug plans (Part D) help pay for medications. You can get a standalone Part D plan or get a Medicare Advantage plan that includes drug coverage.
Medicare supplement insurance (Medigap) helps pay some or all costs not paid by Original Medicare (deductibles, copays and coinsurance).
Many questions and things to consider. Your health, your budget, your preferences. Have more questions.
- When should I enroll for Medicare?
- What if I work past age 65?
- I have employer coverage, do I need to enroll with Medicare?
If you would like to speak with a licensed and certified professional and receive a FREE review Medicare Programs available do not hesitate to contact us.