October 6, 2020 in Medicare

Medicare Annual Open Enrollment

Medicare annual open enrollment has begun.  This is the time to review all your options, for the choice that best meets your current need. Reviewing items like your out of…
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October 5, 2020 in Long Term Care

The Value of Long Term Care Coverage

If a picture is worth a thousand words, imagine what a concept video about Long Term Care Insurance is worth. This video demonstrates the value of LTC coverage and its…
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July 30, 2020 in Senior Services

At-Home Services that Can help Senior Veterans

Original Post By Home Advisor As a senior veteran, you’ve served your country and your loved ones well. Once you enter your golden years, you’ve more than earned the right to enjoy…
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June 29, 2020 in Medicare

What is Medicare?

Medicare is a federal program that offers health insurance to American citizens and other eligible individuals. The program is often called Original Medicare. It has two parts — Part A…
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June 8, 2020 in Corona Virus

Thinking of Opening?

Thinking of opening? See a few guidelines that may help. MONITORING EMPLOYEE HEALTH How to stay safe and monitor employee health while also abiding by: EEOC/ADA regulations (equal employment opportunity/American…
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April 15, 2020 in Corona Virus, Health Insurance

COVID-19 Change In Status

During the COVID-19 crisis, many people may have to change their status. Different events can trigger a Special Enrollment Period (SEP) for individual coverage. While much of the current attention is focused…
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April 1, 2020 in Corona Virus, Medicare

Protect Yourself From COVID-19 Scams

You may already be taking steps to protect your health during the COVID-19 emergency. Be sure to also protect your identity from scammers by guarding your Medicare Number. It's easy…
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March 17, 2020 in Corona Virus

COVID-19 Updates Regarding Insurance

If benefits are needed. See the reference below. Under the guidance, federal law permits significant flexibility for states to amend their laws to provide unemployment insurance benefits in multiple scenarios…
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March 17, 2020 in Corona Virus, Health Insurance

Leave Of Absence Due To Pregnancy

For more information, visit https://myleavebenefits.nj.gov/worker/maternity/  
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March 6, 2020 in Corona Virus

What you need to know about Corona Virus – Fact Sheet + Q&A

Below, you can find a Q & A from the Centers for Disease Control & Prevention. Find out more at https://www.cdc.gov/coronavirus/2019-ncov/index.html
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March 3, 2020 in Life Insurance

Five Unexpected Ways Life Insurance Can Help Protect Your Family’s Future

A home is a pretty special place. Purchasing a house, is also likely to be one of your largest financial obligations. What would happen to your mortgage if you were…
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March 3, 2020 in Long Term Care

Does Medicare Pay For Long-Term Care? Don’t Make A Big Mistake!

Original Article Found Here Rusty had paid for a long-term care policy for many years. Then, one day, his daughter found a cancelation notice for nonpayment of premiums sitting on…
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January 14, 2020 in Telemedicine

Telemedicine Update

Read About It Here
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January 14, 2020 in Dental, Medicare

Dental Information For Those On Medicare

Oral Health The House of Representatives passed H.R. 3, a bill that would lower prescription drug prices and use the savings to add an oral health benefit to Medicare. If…
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November 8, 2019 in Long Term Care

The 10 Absolutes for Caregivers

Never ague, instead agree Never reason, instead divert Never shame, instead distract Never lecture, instead reassure Never say remember, instead reminisce Never say 'I told you so', instead repeat/ regroup…
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September 23, 2019 in Medicare

Medicare 101 Made Easy

Learn About Medicare If you will be entering the Medicare program or have been on Medicare already and would like to use your benefits, it can be over whelming. Deciding…
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September 7, 2019 in Medicare, Scam Alert

Fraud Alert – Genetic Testing Medicare Scam

Have you heard about the latest scam? Scammers are offering “free” genetic tests and claiming Medicare will cover it — so they can get your Medicare Number and use it…
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July 3, 2019 in Medicare

Re-admissions penalty doing little to slow the spinning of hospitals’ revolving doors

Author of original content: Jeff Lagasse Original article found here. Every American hospital has two front doors: The real one, and an imaginary revolving door. Any patient who winds up…
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July 1, 2019 in Life Insurance

When Should You Buy Life Insurance?

Author of original content: Megan Leonhardt Original article found here. Let’s set the record straight: Not everyone needs life insurance. It’s more than likely that you’ll start thinking about needing…
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June 4, 2019 in Long Term Care

10 Reasons You May Want Long Term Insurance

Carrera Brokerage is here to help with your concerns and options. Resources from the National Association of Insurance Commission (NAID) Long Term Care can be confusing. Here is some information…
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May 21, 2019 in Medicare

How Medicare Works With Other Types Of Coverage

The PDF attached below shows some great examples of how Medicare works with other types of coverage, who should pay your bills first, and where to get more help. Click…
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April 12, 2019 in Medicare

Medicare Part B Fairness Act Introduced

Representatives Katie Hill (D-CA-25) and Brian Babin (R-TX-36) recently introduced The Medicare Part B Fairness Act (H.R. 1788). The bill would limit the amount and duration of the Part B…
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March 23, 2019 in Medicare

Bills Introduced to Protect Medicare Beneficiaries from Observation Status Coverage Gap

Last week, bipartisan, bicameral legislation was introduced to ensure all Medicare beneficiaries who spend three days or more in a hospital can access post-acute care in a Skilled Nursing Facility…
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March 13, 2019 in Medicare

How to find and compare hospitals

When you’re comparing hospitals, look for one that: Has the best experience with your condition. Participates in Medicare and is covered by your health plan. Checks and improves the quality…
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March 8, 2019 in Medicare

Learn About Medicare Parts A, B, C & D

Join us at Louis Bay public library in Hawthorne, NJ. Bring your questions and thoughts. Free event Saturday, March 23rd, starts @ 11 AM. If you will be entering the…
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September 24, 2018 in Medicare

Confused About Medicare?

Call us , we will be able to help you learn & understand the basics of Medicare, compare Medicare plans,  and how it coordinates with other coverage. New to Medicare If…
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September 22, 2018 in Medicare

Ten Things to Know About Your New Medicare Card

10 things to know about your new Medicare card Medicare is mailing new Medicare cards started in April 2018. Here are 10 things to know about your new Medicare card:…
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September 13, 2018 in Medicare

Ways to Avoid Part D Late Enrollment Penalty

Join a Medicare drug plan when you're first eligible.You won't have to pay a penalty, even if you've never had prescription drug coverage before. Don't go 63 days or more…
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September 12, 2018 in Medicare

Transition to Medicare

by Cheryl McCarthy The transition from group health benefits to Medicare is important but confusing. Currently, Medicare and Social Security are involved in determining what individuals will pay toward the…
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August 20, 2018 in Medicare

Medicare 101 Seminar – Hawthorne, NJ

Come learn a little bit more of your ABCDs of Medicare. Meeting at the Hawthorne Library Sept. 29, 2018 @ 2 pm Is this a topic that gets confusing? Come…
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May 2, 2018 in Life Insurance

Final Expense

LUNCH & LEARN Will your current health insurance pay all your final bills? What are my final bills? Who will pay all my final bills? Will my final expenses affect…
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April 11, 2018 in Medicare

Medicare 101 Seminar

Are you entering the Medicare program? Deciding what Part A, Part B, Part C & what is Part D a bit overwhelming or confusing? The decisions you make is very…
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April 10, 2018 in Medicare

New Medicare Card

You’ll get a new Medicare card with an alpha/numeric ID, that’s unique to you, and it will only be used for your Medicare coverage. The new card won’t change your…
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February 23, 2018 in Social Security

Social Security Payee Program

Acknowledgements/Introduction Central to Justice in Aging’s mission is ensuring that our nation’s most vulnerable seniors are protected from misuse of their modest incomes. Currently there are over ten million older…
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