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7 May

Unified Medicare benefit would save billions, study says

By Elise Viebeck Combining Medicare coverage under a unified benefit could save $180 billion over 10 years while lowering out-of-pocket costs for beneficiaries, according to a new study.Researchers with the Commonwealth Fund, a non-profit research foundation, proposed a simplified Medicare program in which beneficiaries receive hospital, physician, drug and supplemental coverage in a single package. "Medicare Essential" would lower costs and create...

7 May

Which is the correct Life Insurance policy for me?

Protect your family

Level term life insurance provides life insurance protection with level premiums for the period you select. Consider these other valuable features:                     Choice of Coverage - Depending on your age, level term life insurance protection is available for 10, 15, 20 or even 30 years. Income Tax-Free Death Benefit - The death benefit is guaranteed as long as the policy remains inforce.                     Optional Benefit Riders - You can...

2 May

Nearly half of Americans don’t know PPACA is law

Remember that landmark Supreme Court case last year

BY KATHRYN MAYER Remember that landmark Supreme Court case last year that ruled the Patient Protection and Affordable Care was constitutional, changing the country’s health care system forever as we know it? Well, a big chunk of Americans don’t. Four in 10 Americans (42 percent) are unaware that the PPACA is still law and is being implemented, according to a poll released Tuesday by...

26 Apr

Millions Can\\\'t Afford to Go to the Doctor

A growing number of Americans are skipping needed medical care because they can\'t afford it.

By Tami Luhby | CNNMoney.com A growing number of Americans are skipping needed medical care because they can't afford it. Some 80 million people, around 43% of America's working-age adults, didn't go to the doctor or access other medical services last year because of the cost, according to the Commonwealth Fund's Biennial Health Insurance Survey, released Friday. That's up from 75 million...

24 Apr

Dear Mom, I Wish You\\\'d Had Life Insurance

Power of Planning

By BRITTNEY LACOMBEI live in St. Petersburg, Florida. On May 8th, 2011, my mother, two younger sisters and I drove to a local campsite for our annual Mother's Day camping trip. When we arrived, my mother said that her foot was bothering her. We thought maybe she had hit it on something, so we didn't think much of it. But...

18 Apr

Cardiologist-pleads-guilty-to-largest-health-fraud-in-NJ & NY

Largest health fraud in NJ & NY

http://ifawebnews.com/2013/04/18/cardiologist-pleads-guilty-to-largest-health-fraud-in-n-j-n-y/ A cardiologist with offices in New York and New Jersey pleaded guilty to what authorities said is the largest case of health care fraud in either state. Dr. Jose Katz admitted to conspiracy to commit health care fraud in a federal court in New Jersey that resulted in more than $19 million in fake bills sent to private insurers, as well...

15 Apr

Five Ways The President\\\'s Budget Would Change Medicare

President Barack Obama\'s fiscal 2014 budget

By Mary Agnes Carey - KHN Staff Writer President Barack Obama's fiscal 2014 budget includes a variety of what he says are "manageable" changes for Medicare's 54 million beneficiaries as well as for the hospitals, nursing homes and other health care providers that serve them. That assessment has drawn concern from some patient and provider groups that, although recognizing the need to address the...

11 Apr

Young adult coverage used most for pregnancy, substance abuse

Young adults insured through a parent’s plan under of a popular provision of PPACA

BY KATHRYN MAYER Young adults insured through a parent’s plan under of a popular provision of PPACA are using that coverage most for depression, substance abuse and pregnancy, according to new research. The nonpartisan Employee Benefit Research Institute said Thursday that those conditions accounted for 60 percent of hospital claims for young adults enrolled in parents’ plans in 2011 as a result of health...

9 Apr

Consumer Groups Fear Patients Could Be Hit With Large Out-Of-Pocket Costs

Large Out-Of-Pocket Costs

By Julie Appleby - KHN Staff Writer Consumer groups are warning that insurers and employers may be able to keep offering health plans next year that include out-of-pocket caps for individuals of $12,500 or more -- double the amount allowed under the federal health law. The Obama administration has decided not to enforce that section of the law for some plans for another year,...

22 Feb

Federal Releases Rules on the Essentials Health Benefits

Essential Health Benefits Standards: Ensuring Quality, Affordable Coverage

  The Affordable Care Act ensures Americans have access to quality, affordable health insurance. To achieve this goal, the law ensures that health plans offered in the individual and small group markets, both inside and outside of Health Insurance Marketplaces, offer a core package of items and services, known as “essential health benefits.” Under the statute, EHB must include items and...

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